Official rules

1. What this is

Sweatstake is a skill-based fitness commitment. Your result depends only on your own workouts. There is no spinner and no random winner. Whether you finish is up to the workouts you actually do.

Solo weekly and daily are you against yourself. They are not a competition. There is no shared board fund and nothing to win from anyone else. Finish and your own commitment comes back (the fee stays). Miss and that commitment, or that day's cut, stays with Sweatstake. You can lose the full amount you put down.

Boards are fitness challenges with other people who joined the same one. Everyone pays the same entry. People who finish the sessions split that shared board fund. Miss the count and you get nothing back from it. Their result does not decide whether you finished. Yours does.

2. Who may use it

You must be 18 or older and physically in the United States. Do not use Sweatstake if this kind of fitness commitment is illegal where you live. We may refuse, freeze, or reverse an entry. One account per person. No bots.

3. What counts as a session

• A workout saved in Apple Health from Apple Watch or the iPhone Fitness app.
• At least as long as that board says. One per calendar day, your local time.
• Heart rate about 80 or higher, or about 2 active calories per minute.
• Starting Yoga, or any workout, and sitting does not count. A resting heart rate does not count.
• Typing a workout into Health does not count. The timer in this app does not count. It is practice.
• iPhone runs, rides, rows, swims, and HIIT can count without a heart-rate number, because the phone often has none.
• We cannot see your form. We only see what Apple recorded.

The iPhone Shortcut sends the last Health workout in, including heart rate and calories when you add those fields. That path is not as locked as a native HealthKit app. Do not lock large commitments on the shortcut. We may reject a session that looks edited, duplicated, or not from Health.

4. Solo weekly

You pick Easy, Medium, Hard, or custom (sessions, minutes, commitment). Hit the session count before the week ends: commitment returns. Miss the count: commitment does not return. The service fee shown at confirm is charged either way (Pro waives it).

5. Solo daily

You put down a deposit. Skip a day and that day's amount comes out of the deposit. What's left returns when the stretch ends. The deposit must cover at least five missed days.

6. Shared board funds

Official rooms: Easy (30 min, 3 sessions, $15), Medium (1 hour, 4 sessions, $25), Hard (2 hours, 5 sessions, $40). Names on the card change each Monday. Rules do not. They open Monday and close Sunday. Custom boards: you set name, sessions (3–7), days (3–14), commitment ($5–$100), and minutes (30–120). Rules lock when you publish. Listing is $5.00 (Pro waives the first of the month).

The shared board fund is only people who actually joined. Finishers split 100% of commitments in that shared board fund, equal shares. You cannot join if too few days remain to finish. One qualifying session per day. You're out the day it becomes impossible to finish.

Projected win / ROI is an estimate only. It is not a promise, a return, or investment advice. The real payout is the shared board fund divided by whoever actually finishes.

7. Money and fees

Commitments may be real card holds through Stripe when live keys are on. We place a hold on the commitment plus the fee shown at confirm ($0.49 + 4% of commitment, unless Pro). Finish a solo week: we capture the fee and release the commitment. Miss: we capture the hold. On a board, your commitment stays in the shared board fund for finishers; the fee is separate and not taken from the shared board fund. The listing fee is also not taken from the shared board fund.

This is not a bank. Funds are not FDIC insured. Cash-out minimum $25 to PayPal or a US bank. We do not charge a payout fee. PayPal or your bank may. You cannot cash out money still in a live commitment. Chargebacks on a missed commitment may get your account closed.

8. Sweatstake Pro

Optional on the website: $4.99 per month, billed to your card. On the iPhone app, Sweatstake Pro is an Apple subscription, not a card charge inside the app. While active: up to five live commitments; join fee waived; one free custom listing a month; Pro badge; first freeze of each calendar month does not use a freeze. Ranks and XP are cosmetic and never change a payout. Cancel and already-started commitments still settle. New commitments go back to three live at a time.

9. Health

Sweatstake is not medical advice, a healthcare provider, or a HIPAA covered entity. Stop if you are hurt. Missing a session costs less than training through pain. We do not ask you to finish a commitment by getting injured. Train only if it is safe for you. We read workouts, heart rate, and active calories from Apple Health when you allow it. We never write to Health. We use that only to check a session you committed to. We do not use Health data for ads or sell it.

10. Privacy Policy

We collect your account (name, email), the commitments you join, workouts we counted, invites, and support tickets. Payment data is handled by Stripe. We do not store full card numbers. Apple Health workout data (workouts, heart rate, active calories) is read only when you allow it, and only to check a session you committed to. We do not sell Health data or use it for ads. You can delete your account on the You page. Questions: apexcontrast@gmail.com.

Crew winnings stay hidden unless you turn on Share winnings.

11. Taxes

You are responsible for taxes on winnings. We may issue tax forms when the law requires (for example, US 1099 over applicable thresholds) and may ask for your tax ID before a payout.

12. Apple

Apple is not a sponsor of Sweatstake and is not responsible for this contest, commitment, or any payout. HealthKit is used only to read workouts you allow.

13. Disputes and limits

Wisconsin law, excluding conflict-of-law rules. Informal resolution first via Support. If that fails, courts in Wisconsin. We may suspend accounts for fraud, abuse, or chargebacks.

To the fullest extent the law allows, Sweatstake is not liable for training injuries, missed commitments you failed, estimated ROI that was wrong, or Health data Apple did not share. That limit can be thrown out by a court. It is not a promise that you cannot be sued.

14. Contact

Questions and disputes: Sweatstake support at apexcontrast@gmail.com, or Support in the app. To report a custom board or block someone, use Report on that board or Support. We review reports and can close a board or remove a person.